Employment After Retirement (EAR) Limits (for Retirees)

It's important to understand the EAR limits if you:

retired after Jan. 1, 2021 as a service retiree

or

are a disability retiree (regardless of retirement date),

and are working for a TRS-covered employer under the one-half time or less exception.

To help you determine how many days or hours you may work each calendar month, please refer to the following table.

A few notes to keep in mind: When calculating your time worked in the calendar month, be sure to include any paid leave as time worked. In addition, working any portion of a day counts as working one full day.

EAR Limits for FY 2024
Month	Number of Hours a Retiree Working One-Half Time or Less May Work Without Forfeiting Annuity	Number of Workdays Retiree Combining Substitute and Other TRS-Covered Employment May Work Without Forfeiting Annuity
September 2023	92 hours	11 days
October 2023	92 hours	11 days
November 2023	92 hours	11 days
December 2023	92 hours	11 days
January 2024	92 hours	11 days
February 2024	92 hours	11 days
March 2024	92 hours	11 days
April 2024	92 hours	11 days
May 2024	92 hours	11 days
June 2024	92 hours	11 days
July 2024	92 hours	11 days
August 2024	92 hours	11 days

When Allowable Limits Are Exceeded

Impact to Individual (Retiree)

If a service retiree's employment exceeds the EAR limits, the retiree may be at risk of forfeiting some or all of their annuity.

Service retirees are subject to a "three strikes" warning procedure before forfeiting their annuity payments. More information about the three strikes process can be found in the TRS EAR Brochure.

Impact to Employer

A TRS-covered employer incurs surcharges when a TRS retiree who retired after Sept. 1, 2005 works more than one-half time during a month.

In some instances, surcharges may be exempt. Please refer to the TRS EAR Brochure for more information.

EAR Limits for FY 2023

EAR Limits for FY 2022

EAR Limits for FY 2021

Additional resources to help you adhere to the limits on employment after retirement:

Information you need before working after retirement (pdf)

EAR Limits Trifold Brochure (pdf)

What happens to my TRS-Care health coverage if I return to work after I retire?

If you’re a return-to-work retiree enrolled in TRS-Care and eligible for Medicare, you can enroll in TRS-ActiveCare if you return to work for a TRS employer who participates in TRS-ActiveCare and work 10 or more hours per week.

Employment After Retirement (EAR) Limits (for Retirees)

​Employment After Retirement (EAR) Limits (for Retirees)

When Allowable Limits Are Exceeded

Impact to Individual (Retiree)

Impact to Employer

Employment After Retirement (EAR) Limits (for Retirees)